Welcome to Our Online Loan Referral Service


220 E Cedar Creek Pkwy, Seven Points, TX 75143, USA
+1 (903) 432-2204
www.sotb.com
Friday
7:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
7:30AM–6PM
Tuesday
7:30AM–6PM
Wednesday
7:30AM–6PM
Thursday
7:30AM–6PM

Domain Info

Created Date

1996-05-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Spirit of Texas Bank?

Here you get acquainted with the reviews of our clients.

I submit an application quite often. I am pleased with the terms. There is online day and night service.

Kirk Bayer

Thanks to the team of Spirit of Texas Bank. Fast solution of the arisen problems, quick decision on the loan. I definitely recommend this service.

Anibal Lynch

Thanks to Spirit of Texas Bank for helping out when money is urgently needed. I have been applying to this company for amost one year and everything is always honest, without hidden commissions.

Sofia Daniel

It was significant to improve the credit history, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I contacted Spirit of Texas Bank. The rating improved after several loans paid off.

Kristian Hudson

I often take out a payday loan to a card in Spirit of Texas Bank. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the nuances.

Federico Strosin

Pay Attention

Above-specified info provides the details about a exact lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Kemp, Oklahoma

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and quick to take out loans in Kemp, Oklahoma. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will Spirit of Texas Bank help issue a payday loan in Kemp, Oklahoma?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Kemp, Oklahoma. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Kemp, Texas

Oportun

1509 S Cage Blvd, Pharr, TX 78577, USA

+1 (956) 622-5576

oportun.com

Cash Master

8523 Research Blvd, Austin, TX 78758, USA

+1 (512) 835-2093

Cash Store

4045 S Great SW Pkwy Suite 117, Grand Prairie, TX 75052, USA

+1 (972) 602-3405

www.cashstore.com

Kleberg Bank ATM

1066 S 14th St, Kingsville, TX 78363, USA

+1 (361) 592-8501

www.klebergbank.com

Justice Finance Co.

2223 S Buckner Blvd #205, Dallas, TX 75227, USA

+1 (214) 398-0625

jfcloans.com

First National Bank

220 Palo Pinto St, Weatherford, TX 76086, USA

+1 (817) 598-4900

www.fnbweatherford.com

Continental Credit

709a O Reilly St, Presidio, TX 79845, USA

+1 (432) 229-3686

www.securityfinance.com

A+ Federal Credit Union

15108 FM1825, Pflugerville, TX 78660, USA

+1 (512) 302-6800

aplusfcu.org

Texan Credit Corporation

919 N Conway Ave, Mission, TX 78572, USA

+1 (956) 580-8104

texancredit.com

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