Domain Info
Created Date
2000-03-07
Mailing Address
Company Name
Contact Data
Feedback about Independent Bank is now Independent Financial?
Here you grapple with the reviews of our customers.
Highly recommend them for all your banking and loan needs.
Adah Daugherty DDS
They treat you like they are a neighborhood bank even though they are big!
Bud Smith I
Great people good service and relax environment 5 star
Lenora Lubowitz III
This place will rip you off if you have any return coming.
Hilma Yost IV
They did awsome on my taxes will go back to them next year
Alba Spencer
Pay Attention
The first three points describe the certain lender. In other turn, below-defined info makes readers grapple with general information about payday loans.
Payday Loans in Krum, Texas
Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
Such financial products as payday loan in Krum, Texas is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Independent Bank is now Independent Financial help issue a payday loan in Krum, Texas?
- 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Then you have to press a Submit button and get a deal.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Krum, Texas. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Krum, Texas
FirstLight Federal Credit Union
9993 Kenworthy St, El Paso, TX 79924, USA
+1 (915) 562-1172
www.firstlightfcu.org
Affiliated Bank Mortgage
1600 Lake Air Dr, Waco, TX 76710, USA
+1 (254) 733-9231
www.affiliatedbank.com
Karnes County National Bank
100 Business Park Dr A, Kenedy, TX 78119, USA
+1 (830) 583-9411
www.kcnb.com
Heritage Land Bank - McKinney Branch
2790 Virginia Pkwy, McKinney, TX 75071, USA
+1 (972) 562-6906
www.heritagelandbank.com
