First Convenience Bank Payday Loans Review

3.2 12 reviews

Organization owner?

14414 US-87 W, La Vernia, TX 78121, USA

+1 (800) 903-7490

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6:30PM

Friday

10AM–6:30PM

Saturday

10AM–5PM

Sunday

12–4PM

Monday

10AM–6PM

Feedback about First Convenience Bank?

Here you see the reviews of our customers.

Awesome bank to work with, right inside HEB next to the floral and electronics.

Madilyn Paucek

With the card they gave me I can’t get gas with it or take money out of the ATM.

Crystal Schuppe

Employees would rather hide in the managers office than do their job.

Diego Rempel

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in La Vernia, Texas

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in La Vernia, tx. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Convenience Bank help issue a payday loan in La Vernia, Texas?

Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a cash advance. The lending company review many aspects such as financial abilities to approve the request. Cash advance in La Vernia, Texas may help level up your credit history.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.