Welcome to Our Online Loan Referral Service

4.4 7 reviews

1009 North, TX-78, Lavon, TX 75166, USA
+1 (972) 853-5808
www.independent-bank.com
Tuesday
9AM–12PM
Wednesday
9AM–12PM
Thursday
9AM–12PM
Friday
9AM–12PM
Saturday
Closed
Sunday
Closed
Monday
9AM–12PM

Domain Info

Created Date

2000-03-07

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank is now Independent Financial?

Here you grapple with the feedback of our clients.

Very nice people and service.

Vicky Crist Sr.

Friendly personal service with all your questions answered.

Darwin Schmitt

I thank them for helping me to decide how my money is spent.

Carlee Brown

They are tech savvy, offer great services, and great rates.

Elda Runolfsson

The service at this location is horrible.

Mayra Kris

RBFCU is a great Credit union.

Antonia Wolff

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Lavon, Texas

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Lavon, Texas is taken out simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Independent Bank is now Independent Financial help issue a loan in Lavon, Texas?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Lavon, tx will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lavon, Texas

IBC Bank

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+1 (830) 875-2445

www.ibc.com

Care Cash Express

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+1 (832) 602-2164

www.carecashexpress.com

Speedy Cash

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+1 (972) 871-2274

www.speedycash.com

Navy Federal Credit Union

500 W Central Texas Expy, Killeen, TX 76541, USA

+1 (888) 842-6328

www.navyfederal.org

IBC Bank

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+1 (361) 364-1230

www.ibc.com

Your Loan Depot

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www.loandepotdollars.com

TitleMax Title Loans

2984 W Wheatland Rd e, Dallas, TX 75237, USA

+1 (972) 996-5640

www.titlemax.com

Gilmer Pawn Shop

1105 US-271, Gilmer, TX 75644, USA

+1 (903) 843-3170

J'ville Title Loans

522 E Rusk St, Jacksonville, TX 75766, USA

www.jvilletitleloans.com

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