Welcome to Our Online Loan Referral Service

4.3 6 reviews

8909 US-77, Lexington, TX 78947, USA
+1 (979) 773-4417
locations.prosperitybankusa.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM

Domain Info

Created Date

2013-01-16

Mailing Address

Texas, United States

Company Name

Prosperity Bank

Prosperity Bank

Contact Data

Feedback about Prosperity Bank - Lexington?

Here you get acquainted with the feedback of our customers.

I borrowed $300 for several days. When the loan was returned, they applied a huge commissions, I had to pay almost $400.

Mark Aufderhar

For 6 months I have not been able to make the resource to transfer the information about the paying off of the loan for 2019.

Daisha Smitham PhD

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Bonita Torp

I issued a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Donavon Adams

I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Janessa Toy III

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Maximo Bartoletti DDS

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people grapple with shared information about payday loans.

Payday Loans in Lexington, New York

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Lexington, ny. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will Prosperity Bank - Lexington help take out a loan in Lexington, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Lexington, ny will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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