Welcome to Our Online Loan Referral Service

5 55 reviews
Loan agency in Lockhart, Texas

301 S Commerce St, Lockhart, TX 78644, USA
+1 (512) 398-9082
westernshamrock.com
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

Feedback about Western Finance?

Here you grapple with the feedback of our customers.

They have the best customer service in town.

Unique Bernhard

This place is awsome i love it esp.

Esther Thiel

And love that they have great stuff inside the office for sell!

Tyree Tromp

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Lockhart, South Carolina

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Problem-free financial products are considered as payday loans in Lockhart, sc. They are issued at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Western Finance help take out a payday loan in Lockhart, South Carolina?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Lockhart, sc review this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on a due date and not only resolve current problems, but improve the credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Lockhart, Texas

Citizens State Bank

1330 W Commerce St, Buffalo, TX 75831, USA

+1 (903) 322-4256

www.citizensstatebanktx.com

Associated Credit Union of Texas - Pearland H-E-B

2805 Business Center Dr, Pearland, TX 77584, USA

+1 (409) 945-4474

locations.acutx.org

Sabine State Bank and Trust Company

483 TX-63, Burkeville, TX 75932, USA

+1 (409) 565-9290

www.sabinebank.com

Advance America

3003 50th St Ste. 500, Lubbock, TX 79413, USA

+1 (806) 784-0412

www.advanceamerica.net

World Finance

8572 Hwy 6 N, Houston, TX 77095, USA

+1 (281) 856-7721

www.loansbyworld.com

Shell Federal Credit Union

5544 East Sam Houston Pkwy N, Houston, TX 77015, USA

+1 (713) 844-1100

www.shellfcu.org

Western Finance

310 Paul Dr, New Boston, TX 75570, USA

+1 (903) 628-7543

westernshamrock.com

Woodforest National Bank

11003 Shadow Creek Pkwy, Pearland, TX 77584, USA

+1 (713) 340-1810

www.woodforest.com

American Bank - Plaza

200 W Hwy 6 #100, Waco, TX 76712, USA

+1 (254) 412-2000

www.ambankwaco.com

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