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Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
Feedback about Happy State Bank?
Here you get acquainted with the reviews of our clients.
Great loan prices
Javier Kshlerin
Great customer service and good prices wide variety of tools & electronic A+
Gideon Jacobi
The other employees excellent service Marquis ?
Bridget Flatley
Pay Attention
Lenders are described in the first three points. Below info shows common information about payday loans.
Payday Loans in Lockney, Texas
According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.
Payday loans in Lockney, Texas are issued problem-free. The interest rate depends on the borrower's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Happy State Bank help take out a payday loan in Lockney, Texas?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Lockney, Texas. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit rating.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Lockney, Texas
Kroger Money Services
11925 Elam Rd, Balch Springs, TX 75180, USA
+1 (972) 557-1272
moneyservices.kroger.com
Security Finance
1615 Tennessee Ave, Dalhart, TX 79022, USA
+1 (806) 249-4312
www.securityfinance.com
Woodforest National Bank
11003 Shadow Creek Pkwy, Pearland, TX 77584, USA
+1 (713) 340-1810
www.woodforest.com
Parra Loan Co
265 Jefferson St, Eagle Pass, TX 78852, USA
+1 (830) 758-0044
www.parraloancompany.com
Guarantee Loan Service
2027 10th Ave N, Texas City, TX 77590, USA
+1 (409) 945-7888
www.guaranteeloantexas.com
