What people think about First State Bank Central Texas?
Below you read some of the opinions of our clients.
I always use First State Bank Central Texas when it need a cash advance. The application process is trouble-free. No problems.
Dr. Oren Feest
They approve applicants urgently and transfer money the same day. But beware – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Dr. Elwyn Robel
Thank you for the fantastic service. Your staff helped me throughout the application. It’s convenient that you only need an ID to get approved.
Jose Boyle
Pay Attention
The previous three items charactirize a peculiar financial institution. But below you can find general details about payday loans.
Payday Loans in Lometa, Texas
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans may turn out an easy and fast solution to a short-term problem in Lometa, Texas. Loans from payday lenders can get you funds same day. Your APR will depend on a few factors.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments without delays.
To get approved for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Lometa, Texas
Jeremy Lewis DBA The Grayson Home Loans Team NMLS#273694
532 FM 120 E, Pottsboro, TX 75076, USA
+1 (903) 815-4496
www.graysonhomeloans.com
Mass Mutual Financial Group
123 N Crockett St #300, Sherman, TX 75090, USA
+1 (903) 892-1234
www.massmutual.com
Woodforest National Bank
20821 Eva St, Montgomery, TX 77356, USA
+1 (936) 538-1475
www.woodforest.com
TitleMax Title Loans
10701 Market St, Jacinto City, TX 77029, USA
+1 (713) 360-4994
www.titlemax.com
