What people think about Lone Star State Bank?
Below you find some of the reviews of our customers.
Recently I urgently needed $800 to pay for a son’s college. I submitted an application form via the website of Lone Star State Bank. I entered the basic personal information. No phone calls. The necessary loan was approved within 20 minutes. The money was transferred to my bank account the same day. Great service!
Prof. Caterina O'Connell Jr.
I was embarrassed to borrow from my dad so I decided to apply for a cash advance via Lone Star State Bank. Found them online and the user reviews were good I have already applied twice and every time I was eligible very quickly. Very satisfied.
Della Tillman
Lone Star State Bank rescued me in a difficult time. They approved me for a payday loan although I had credit issues. The process was simple and quick. I wanna say thanks for their friendly client support service and competitive rates. I will surely recommend this loan provider to my relatives and friends.
Mrs. Fannie Brakus
I applied for the first loan in my life, was approved immediately despite the fact that I had bad credit. I repaid it early. Love this company for their affordable rates. Other lenders in my city charge sky high interest!
Prof. Ena Greenholt
I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other way out. I came across this website on the Internet. Other lender charged sky high rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I wanted.
Harry Schiller
Lone Star State Bank seems reliable. Applied twice. The first payday loan approved was small – $300, but next time the limit was increased to $1000. Paid off the loan on schedule. The staff were caring, they gave speedy answers to all my questions. No delays. But their interest rates are average.
Vickie Schuster
Important
The previous three items charactirize a certain company. But below you can find general information about payday loans.
Payday Loans in Lone Star, Texas
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to access in Lone Star, Texas. The entire process is easy. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit history. Payday loan approvals depend very much on specific aspects. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Lone Star, Texas
First National Bank of Hughes Spring - Atlanta Branch
220 N Louise St, Atlanta, TX 75551, USA
+1 (903) 796-4444
www.fnbhs.com
Regional Finance
210 W Longview Ave Suite J1, Midland, TX 79701, USA
+1 (432) 218-3794
branches.regionalfinance.com
NewFirst National Bank Motorbank
205 E Calhoun St, El Campo, TX 77437, USA
+1 (979) 543-3349
www.newfirst.com
ACE Cash Express
3011, 204 SH 30 W Ste, Huntsville, TX 77340, USA
+1 (936) 436-0100
www.acecashexpress.com
World Finance
4430 Montana Avenue Suites A & B, El Paso, TX 79903, USA
+1 (915) 881-8480
www.loansbyworld.com
Austin Telco Federal Credit Union
904 Bugg Ln, San Marcos, TX 78666, USA
+1 (512) 302-5555
www.atfcu.org
Echo Credit
7701 Las Colinas Ridge Suite 650, Irving, TX 75063, USA
+1 (877) 606-1340
www.echocredit.com
