Welcome to Our Online Loan Referral Service

3.9 39 reviews

3066 N Eastman Rd, Longview, TX 75605, USA
+1 (800) 999-2328
www.ecu.org
Wednesday
7:30AM–5:30PM
Thursday
7:30AM–5:30PM
Friday
7:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM

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Created Date

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Company Name

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Feedback about Eastman Credit Union?

Here you get acquainted with the reviews of our customers.

The Best Credit Union, friendliest people and BEST customer service.

Donato Robel

Great place for banking needs , Great staff ,No worries here

Prof. Jasmin Zieme DDS

Just opened a new account, great location- in and out!

Prof. Armani Murphy V

Pay Attention

Further there will be shown the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Longview, Illinois

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Longview, Illinois is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Eastman Credit Union help take out a payday loan in Longview, Illinois?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Longview, il will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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Woodforest National Bank

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Pilgrim Bank

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