Welcome to Our Online Loan Referral Service

4.4 8 reviews

205 E Ocean Blvd, Los Fresnos, TX 78566, USA
+1 (956) 233-4100
www.fcbtx.com
Saturday
8AM–1PM
Sunday
Closed
Monday
7:30AM–6PM
Tuesday
7:30AM–6PM
Wednesday
7:30AM–6PM
Thursday
7:30AM–6PM
Friday
7:30AM–6PM

Domain Info

Created Date

2005-09-15

Mailing Address

Texas, United States

Company Name

First Community Bank, N.A.

First Community Bank, N.A.

Contact Data

Feedback about First Community Bank?

Here you grapple with the feedback of our clients.

Very friendly staff, great service on the times I've been inside.

Nyasia Murphy

Good customer service

Kristina Lebsack

Treated better at bank of america believe it or not.

Mr. Clemens Dare

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Los Fresnos, Texas

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Los Fresnos, Texas is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates you will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Community Bank help issue a payday loan in Los Fresnos, Texas?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Los Fresnos, tx will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

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Spirit of Texas Bank

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+1 (903) 531-2200

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Mr. Payroll Check Cashing

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Toledo Finance Corporation

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+1 (254) 778-4777

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Security Finance

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+1 (956) 584-3117

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ACE Cash Express

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+1 (713) 466-0198

www.acecashexpress.com

Houston Federal Credit Union

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Southside Bank

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