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4.9 167 reviews
Loan agency in Lubbock, Texas

3003 50th St Ste. 500, Lubbock, TX 79413, USA
+1 (806) 784-0412
www.advanceamerica.net
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
11AM–5PM
Thursday
10AM–6PM
Friday
10AM–7PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the testimonials of our customers.

Roland helped me out with a Payday loan in a tough time. He explained everything very thoroughly. Very much appreciated.

Isidro Doyle

Excellent customer service awsome people and great rates

Evans Borer

Great service, friendly amazing staff, and super easy process.

Prof. Sigmund Haag

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Lubbock, Texas

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Lubbock, Texas. The entire process is straightforward. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Peoples Bank

11011 Quaker Ave, Lubbock, TX 79424, USA

+1 (806) 776-2012

peoplesbanktexas.com

World Finance

109 S Texas Ave, Mercedes, TX 78570, USA

+1 (956) 514-1150

www.loansbyworld.com

Ashcroft Motor Inv

125 Jefferson St E, Sulphur Springs, TX 75482, USA

+1 (903) 885-3137

World Finance

1417 34th St, Lubbock, TX 79411, USA

+1 (806) 744-1491

www.loansbyworld.com

Republic Finance

194 Gulf Fwy S Suite D2, League City, TX 77573, USA

+1 (281) 316-3853

locations.republicfinance.com

A-Z Cash

500 N Beaton St, Corsicana, TX 75110, USA

+1 (903) 874-2274

Texas Bank and Trust

101 S Main St, Lindale, TX 75771, USA

+1 (903) 882-5581

www.texasbankandtrust.com

Uncle Dan's Pawn Shop - Mesquite

3711 Gus Thomasson Rd, Mesquite, TX 75150, USA

+1 (972) 279-6795

uncledanspawnshops.com

Bank of Hope

10000 Harwin Dr., Houston, TX 77036, USA

+1 (713) 774-0411

www.bankofhope.com

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