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4.9 167 reviews
Loan agency in Lubbock, Texas

3003 50th St #500, Lubbock, TX 79413, USA
+1 (806) 784-0412
www.advanceamerica.net
Thursday
10AM–6PM
Friday
10AM–7PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
11AM–5PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you read some of the opinions of our clients.

Roland helped me out with a Payday loan in a tough time. He explained everything very thoroughly. Very much appreciated.

Tyler Morar

Excellent customer service awsome people and great rates

Dr. Kimberly Beahan

Great service, friendly amazing staff, and super easy process.

Ms. Malika Walker

I love their cheaper prices for their nice styles of clothing.

Michelle Collier

Friendly staff an big men clothing sales.

Telly Satterfield Jr.

Quality of some clothes break easily or come undone but in all I love the place

Destinee Quitzon DDS

Great service, very helpful staff, great prices.

Crystal Morar

The staff were friendly and extremely helpful

Dr. Randal Kihn

Unorganized, not customer oriented.

Rachelle Lehner

Recommend this little family owned business over any other tire shop PERIOD!!!!

Tiana Farrell

May God Bless your business abundatly!!!

Mohammed Walsh

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Lubbock, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Lubbock, Texas is are easy to access. The APR is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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EX Max loans

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ATM (IBC Bank)

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