Domain Info
Created Date
1997-10-23
Mailing Address
1901 GATEWAY DR STE 200, IRVING, TX, 75038-2425, United States
Company Name
Cottonwood Financial
Cottonwood Financial
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Sandra and Mary give great service.
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Management needs to work on hiring more staff to assist with other customers
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Great customer service and super fast!
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Above-specified info offers the details about a certain lender. Below-defined info is oriented on general information about payday loans.
Payday Loans in Lubbock, Texas
According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.
Such financial products as payday loan in Lubbock, Texas is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates you will get.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Cash Store help issue a loan in Lubbock, Texas?
- Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any department.
- No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
- Fast and high approval level. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every customer should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Lubbock, tx consider this circumstance not a hindrence to issue a loan. The client of a loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on schedule and not only resolve current problems, but enhance the credit history.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Anahuac National Bank
801 Ross Sterling Ave, Anahuac, TX 77514, USA
+1 (409) 267-3106
www.anbank.net
Woodforest National Bank
5336 Golden Triangle Boulevard, Fort Worth, TX 76244, USA
+1 (682) 350-4848
www.woodforest.com
Cash America Pawn
902 E University Dr, Edinburg, TX 78539, USA
+1 (956) 380-0394
www.cashamerica.com
Guaranty Bank & Trust ATM
1920 W Villa Maria Rd, Bryan, TX 77807, USA
+1 (979) 703-8930
www.gnty.com
