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4.8 37 reviews
Loan agency in Lubbock, Texas

6301 82nd St Ste 1001, Lubbock, TX 79424, USA
+1 (806) 698-1710
www.cashstore.com
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1997-10-23

Mailing Address

1901 GATEWAY DR STE 200, IRVING, TX, 75038-2425, United States

Company Name

Cottonwood Financial

Cottonwood Financial

Contact Data

support@cottonwoodfinancial.com

+1.9727530822

+1.9727530385

Feedback about Cash Store?

Here you get acquainted with the reviews of our customers.

Sandra and Mary give great service.

Miss Graciela Goyette

Management needs to work on hiring more staff to assist with other customers

Emerson Johns

Great customer service and super fast!

Prof. Evalyn Reynolds

Pay Attention

Above-specified info offers the details about a certain lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Lubbock, Texas

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Lubbock, Texas is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Cash Store help issue a loan in Lubbock, Texas?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Lubbock, tx consider this circumstance not a hindrence to issue a loan. The client of a loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on schedule and not only resolve current problems, but enhance the credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Happy State Bank ATM

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+1 (800) 447-2265

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IBC Bank ATM

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+1 (956) 688-3645

www.ibc.com

Check `n Go

1001 North, I-27 Suite 242, Plainview, TX 79072, USA

+1 (806) 293-9171

locations.checkngo.com

IBC Bank ATM

3518 US Hwy 277, Eagle Pass, TX 78852, USA

+1 (210) 829-3211

myibc.com

IBC Bank ATM

4401 HWY 83 S, Laredo, TX 78041, USA

+1 (956) 794-8140

www.ibc.com

TitleMax Title Loans

829 N Belt Line Rd, Irving, TX 75061, USA

+1 (469) 262-3000

www.titlemax.com

Shell Federal Credit Union

23125 Morton Ranch Rd, Katy, TX 77449, USA

+1 (713) 844-1100

www.shellfcu.org

Bank of America (with Drive-thru ATM)

5171 San Felipe St, Houston, TX 77056, USA

+1 (713) 966-7550

locators.bankofamerica.com

BBVA Bank

2615 S Zapata Hwy, Laredo, TX 78046, USA

+1 (956) 717-1154

www.bbvausa.com

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