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What people think about American Momentum Bank?
Below you read some of the testimonials of our customers.
Great Bank with even Greater Employees.
Eldon Borer
Stay far away... especially if you're a small business.
Ceasar Gibson
Great service, awesome products, funny staff
Vallie Rohan
Wait staff is to busy talking among themselves to wait on customers.
Prof. Ubaldo Howe
The customer service here from everyone is great & I highly recommend them!
Dr. Nels Lind
Josh and Marcos are two employees that you can trust. They help getting you the right loan and very friendly.
Claudie Dooley
The staff are great and they have a variety of items to choose from.
Claud Harber
Always great service and a hell of young man.
Vanessa Bogan
Pay Attention
The previous three items charactirize a certain lending service. But below you can find common details about payday loans.
Payday Loans in Lubbock, Texas
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may be an easy and fast solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you money quickly. Your APR will depend on a few things.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments without delays.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Austin Telco Federal Credit Union
501 W University Ave, Georgetown, TX 78626, USA
+1 (800) 252-1310
www.atfcu.org
Guaranty Bank & Trust ATM
422 W Loop 281 STE 100, Longview, TX 75605, USA
+1 (903) 252-4800
www.gnty.com
Lendmark Financial Services LLC
9300 I-35 Suite A200, Austin, TX 78748, USA
+1 (737) 808-0015
www.lendmarkfinancial.com
Texas Trust Credit Union
6201 Campus Cir Dr E, Irving, TX 75063, USA
+1 (972) 263-5171
www.texastrustcu.org
Texas Car Title & Payday Loan Services, Inc.
3620 FM 365 suite 200 suite 200, Nederland, TX 77627, USA
+1 (409) 722-1060
texascartitleandpaydayloanservicesinc.com
