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3.7 23 reviews
Loan agency in Lubbock, Texas

3211 50th St B, Lubbock, TX 79413, USA
+1 (806) 780-2274
www.cashstore.com
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1997-10-23

Mailing Address

1901 GATEWAY DR STE 200, IRVING, TX, 75038-2425, United States

Company Name

Cottonwood Financial

Cottonwood Financial

Contact Data

[email protected]

+1.9727530822

+1.9727530385

Feedback about Cash Store?

Here you read the feedback of our customers.

The staff here is so kind and willing to work with you.

Prof. Laney Cassin IV

The people at the location on 50th street need to not lie to people.

Mrs. Shaylee Herman IV

I love the customer service I get from the workers.

Mrs. Jennie Roob

Bacon, sausage, potato & Egg wrap ++...speedy service

Dr. Orval Runte DDS

Great butter croissant, almond croissant, mandeleline, sprouted bagels

Hazel Metz

Sometimes the flavor is great, sometimes the coffee got a burnt taste to it.

Arvilla Batz

Pay Attention

Payday lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Lubbock, Texas

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Lubbock, Texas is issued simply and quickly. The interest rate is defined considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Cash Store help issue a payday loan in Lubbock, Texas?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Lubbock, tx review this circumstance not an obstacle to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on schedule and not only cope with current difficulties, but enhance the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Advance America

3200 Andrews Hwy Ste. 300, Midland, TX 79701, USA

+1 (432) 689-0231

www.advanceamerica.net

ATM (Trustmark National Bank)

840 13th St, Hempstead, TX 77445, USA

www.trustmark.com

First State Bank

2118 S Treadaway Blvd, Abilene, TX 79602, USA

+1 (325) 677-3000

www.fsbabilene.com

BancorpSouth Bank

14550 FM 1431, West Dr, Kingsland, TX 78639, USA

+1 (325) 388-4513

www.bancorpsouth.com

Energise Payday - Fort Worth

512 Main St, Fort Worth, TX 76102, USA

+1 (888) 674-0058

energise-payday-fort-worth.business.site

Atlas Credit Co., Inc.

517 E Abram St, Arlington, TX 76010, USA

+1 (817) 221-8440

www.atlascredit.com

Aggieland Credit Union

501 University Dr W, College Station, TX 77840, USA

+1 (800) 749-9732

www.gtfcu.org

1 Hour Car Title Loans Nederland

2828 E Farm to Market Rd 365, Nederland, TX 77627, USA

+1 (409) 237-0171

1hourcartitleloans.com

Granger National Bank

201 W Davilla St, Granger, TX 76530, USA

+1 (512) 859-2202

www.grangernationalbank.com

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