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4.9 77 reviews
Loan agency in Lubbock, Texas

2004 34th St, Lubbock, TX 79411, USA
+1 (806) 744-1506
westernshamrock.com
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

What people think about Shamrock Finance?

Below you get acquainted with some of the opinions of our clients.

Excellent service and they definitely care about their customers.

Vincent Schimmel

Plays awesome music in store location.

Darren Terry

The people helped quickly and professional!!

Dr. Lulu Cummings DVM

Pay Attention

The previous three items describe a certain lending service. But below you can read general information about payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the easiest solution to your unexpected financial issues in Lubbock , Texas because they are easily approved and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and pay back your loan commitments as agreed in the contract.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Lubbock, Texas

World Finance

309 N 10th St Ste 102, Killeen, TX 76541, USA

+1 (254) 628-1411

www.loansbyworld.com

loanDepot - Deuane Woodard, Loan Consultant

9001 Airport Fwy #770, North Richland Hills, TX 76180, USA

+1 (817) 875-6043

www.dfwmyloan.com

Check `n Go

1507 S Loop 288 Ste 204, Denton, TX 76205, USA

+1 (940) 483-9644

locations.checkngo.com

Speedy Cash

800 E Seminary Dr, Fort Worth, TX 76115, USA

+1 (817) 927-5020

www.speedycash.com

Shell Federal Credit Union

11391 Monroe Blvd, Houston, TX 77075, USA

+1 (713) 844-1100

www.shellfcu.org

Stripes Check Cashing Machine

1112 S Main St, Andrews, TX 79714, USA

+1 (432) 524-9189

www.samcodirect.com

ACE Cash Express

115 Highway 35 S, Ste 19, New Braunfels, TX 78130, USA

+1 (830) 606-6037

www.acecashexpress.com

ACE Cash Express

810 Fm 1960 Rd, Houston, TX 77090, USA

+1 (281) 893-6228

www.acecashexpress.com

OneMain Financial

15757 Farm to Market Rd 529 B, Houston, TX 77095, USA

+1 (281) 856-8485

www.onemainfinancial.com

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