Welcome to Our Online Loan Referral Service

4.9 441 reviews
Loan agency in Lubbock, Texas

2302 19th St, Lubbock, TX 79401, USA
+1 (806) 368-7892
payment1.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2002-02-03

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Payment 1 Financial?

Here you read the reviews of our customers.

Great people, very down to earth willing to work with you,great rates

Lori Nienow

Great service and treated very well will continue to do business here

Dr. Ines Bradtke

They gave me a 2nd chance and the small staff was amazing.

Dante Spencer

Pay Attention

Above-shown info offers the details about a exact lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Lubbock, Texas

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

It is simple and fast to issue payday loans in Lubbock, Texas. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Payment 1 Financial help issue a loan in Lubbock, Texas?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Lubbock, Texas. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Guaranty Bank & Trust ATM

116 S Greer Blvd, Pittsburg, TX 75686, USA

+1 (903) 855-0007

www.gnty.com

First Cash Advance

3790 College St, Beaumont, TX 77701, USA

+1 (409) 833-1865

BBVA Bank

1330 E 8th St Suite 110, Odessa, TX 79761, USA

+1 (432) 332-0141

www.bbvausa.com

Excel Finance

22000 Odell Fairway Trail, Spicewood, TX 78669, USA

+1 (512) 608-0035

excelfinco.com

Texas Car Title & Payday Loan Services, Inc.

3556 US-90 ALT, Seguin, TX 78155, USA

+1 (830) 386-0402

texascartitleandpaydayloanservicesinc.com

Security Finance

1407 S Main St Suite 100, Weatherford, TX 76086, USA

+1 (817) 599-3585

www.securityfinance.com

Plains Federal Credit Union

209 W 4th St, Plainview, TX 79072, USA

+1 (806) 293-7091

www.plainsfcu.com

Lendmark Financial Services LLC

2215 S Loop 288 Suite 327, Denton, TX 76205, USA

+1 (940) 566-5888

www.lendmarkfinancial.com

A to Z Loans

106 N 5th St, Carrizo Springs, TX 78834, USA

+1 (830) 876-9795

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