Welcome to Our Online Loan Referral Service

5 15 reviews

518 50th St, Lubbock, TX 79404, USA
+1 (806) 368-8156
www.melekusa.com
Saturday
9AM–4PM
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–5PM
Thursday
8AM–7PM
Friday
7:30AM–7PM

Domain Info

Created Date

2016-03-18

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Melek Buddy's Check Cashing?

Here you grapple with the feedback of our clients.

Stephanie was awesome, did a fantastic job, she smiled and was very personal

Trace Schultz

Love going here, its a fast quick friendly service just how I like it!!!

Savanna Willms

Best customer service this side of the pan handle.

Antonio Reynolds

Pay Attention

Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Lubbock, Texas

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is easy and quick to issue loans in Lubbock, Texas. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Melek Buddy's Check Cashing help take out a payday loan in Lubbock, Texas?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Lubbock, tx will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Happy State Bank

16633 Dallas Pkwy #350, Addison, TX 75001, USA

+1 (972) 934-2265

locations.happybank.com

Security Credit Loan Co

317 E Commerce St, Mexia, TX 76667, USA

+1 (254) 472-4466

FirstBank & Trust

219 E 7th St, Dalhart, TX 79022, USA

+1 (806) 244-3621

www.firstbanktexas.com

BancorpSouth Bank

50 S Main St, Salado, TX 76571, USA

+1 (254) 947-5852

www.bancorpsouth.com

First Finance & Furniture

111 W Main St, Cameron, TX 76520, USA

+1 (254) 697-2412

www.facebook.com

ACE Cash Express

4010 Fairmont Pkwy #100, Pasadena, TX 77504, USA

+1 (281) 991-6713

www.acecashexpress.com

Atlas Credit Co., Inc

1102 US-83 #1, Zapata, TX 78076, USA

+1 (956) 765-0300

www.atlascredit.com

Hancock Whitney Bank

1912 Texas Ave S, College Station, TX 77840, USA

+1 (800) 448-8812

www.hancockwhitney.com

Woodforest National Bank

1035 Hickory Creek Blvd, Lake Dallas, TX 75065, USA

+1 (940) 497-0336

www.woodforest.com

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