Welcome to Our Online Loan Referral Service

3.7 10 reviews

2301 19th St, Lubbock, TX 79401, USA
+1 (806) 763-4101
www.swatsloans.com
Saturday
9AM–5PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2011-10-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, PA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Swat's Loans?

Below you find some of the opinions of our customers.

I want to say Many Thanks to the team of Swat's Loans. They offer fast solution to any sudden money problems. Love them for their immediate approval. Applied for a payday loan and got accepted although my credit was bad. I will 100% use this company if I need money in the future.

Hassie Crist

I needed $400 to buy a bike. The only solution was to apply for a payday loan. Found a lot of financial institutions on the Internet. Swat's Loans is the most legit company in Lubbock.

Eulalia Kunze

Swat's Loans seems nice. Used it twice. The first loan approved was small – $300, but next time the limit was increased to $600. Paid off the loan on schedule. The employees were caring, they gave immediate answers to all my questions. No issues. But their rates are not the lowest on the net.

Ebony Hartmann

I have already used this lender 3 times and I was very satisfied with the rates. This is the only day and night service with affordable rates in my city.

Regan Quitzon II

I had problems with paying back my bank loan and was not sure I would get accepted for a loan with Swat's Loans . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $600 online. Fortunately I got an approval!!! They literally saved my life.

Otha Hyatt

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Lubbock, Texas

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the easiest solution to your short-term financial troubles in Lubbock , Texas because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments in good time.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

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