Welcome to Our Online Loan Referral Service

4.9 7 reviews

802 Main St, Lubbock, TX 79401, USA
+1 (806) 370-3648
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Feedback about Capstone Finance?

Here you get acquainted with the reviews of our customers.

They are great at communicating and are passionate about helping people.

Jewel Haag IV

Most trusted lender!

Sebastian Vandervort

I highly recommend Brian and his team.

Brent Johns

Always helpful and respectful very kind and always provide feed back as well as making sure that I know when my loans are due

Lacey Doyle

Excellent customer service the manager Tina went the extra mile to help me with my loan, keep up the great work & customer service I will come back & do more business her

Birdie Wuckert

Good service, clean store and employees are always ready to help!!

Mr. Quentin Schaden

Josh and Marcos are two employees that you can trust. They help getting you the right loan and very friendly.

Charley Quitzon

The staff are great and they have a variety of items to choose from.

Ashton Mertz V

Always great service and a hell of young man.

Ralph Champlin

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Lubbock, Texas

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Lubbock, Texas is taken out easily and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Capstone Finance help take out a payday loan in Lubbock, Texas?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Lubbock, tx consider this circumstance not a drawback to issue a loan. The borrower of a payday loan should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on a due date and not only cope with current difficulties, but improve the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Texan Credit Corporation

1416 W Oaklawn Rd ste g, Pleasanton, TX 78064, USA

+1 (830) 569-1161

texancredit.com

Sun Loan Company

700 N Zaragoza Rd V, El Paso, TX 79907, USA

+1 (915) 600-6801

www.sunloan.com

First National Bank

220 Palo Pinto St, Weatherford, TX 76086, USA

+1 (817) 598-4900

www.fnbweatherford.com

Western Finance

612 SW Military Dr, San Antonio, TX 78221, USA

+1 (210) 921-0037

westernshamrock.com

VeraBank ATM

115 W Royall Blvd, Malakoff, TX 75148, USA

+1 (877) 566-2621

www.verabank.com

Check `n Go

1801 Eastchase Pkwy Suite 123, Fort Worth, TX 76120, USA

+1 (817) 261-8600

locations.checkngo.com

World Finance

118 Live Oak St, Marlin, TX 76661, USA

+1 (254) 883-3151

www.loansbyworld.com

A Plus Finance

406 W Grand Ave, Marshall, TX 75670, USA

+1 (903) 938-5626

ATM Citizens Bank

103 Texas Ave, Slaton, TX 79364, USA

+1 (800) 627-3999

www.citizensbank.com

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