Welcome to Our Online Loan Referral Service

3.7 15 reviews

5820 82nd St, Lubbock, TX 79424, USA
+1 (806) 794-0044
www.peoplesbanktexas.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

2003-06-12

Mailing Address

Texas, United States

Company Name

Peoples Bank

Peoples Bank

Contact Data

Feedback about Peoples Bank?

Here you see the reviews of our clients.

Banking with Peoples has been a really awesome experience!

Deborah Crist

Loan officer gave me an attitude about saving cash at home.

Prof. Adolfo Nader

Friendliest banking staff ever.

Erin Hackett

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain general information about payday loans and its specific features.

Payday Loans in Lubbock, Texas

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Lubbock, Texas are taken out problem-free. The interest rate depends on the borrower's personal data: if you repay more payday loans, the more efficient terms and rates lenders guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Peoples Bank help take out a payday loan in Lubbock, Texas?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor processed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the request. Cash advance in Lubbock, Texas may help level up your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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Cash America Pawn

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Prosperity Bank - Mt. Vernon

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ATM First State Bank Central Texas

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World Acceptance

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J&K Loans

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Heritage Land Bank - Athens Branch

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