Domain Info
Created Date
2003-06-12
Mailing Address
Texas, United States
Company Name
Peoples Bank
Peoples Bank
Contact Data
Feedback about Peoples Bank?
Here you see the reviews of our clients.
Banking with Peoples has been a really awesome experience!
Deborah Crist
Loan officer gave me an attitude about saving cash at home.
Prof. Adolfo Nader
Friendliest banking staff ever.
Erin Hackett
Pay Attention
Further there will be given the details about not a certain lending company. The information below will explain general information about payday loans and its specific features.
Payday Loans in Lubbock, Texas
According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.
Payday loans in Lubbock, Texas are taken out problem-free. The interest rate depends on the borrower's personal data: if you repay more payday loans, the more efficient terms and rates lenders guarantee.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Peoples Bank help take out a payday loan in Lubbock, Texas?
- 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A negative factor processed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the request. Cash advance in Lubbock, Texas may help level up your credit history.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Texas Car Title & Payday Loan Services, Inc.
1630 Pat Booker Rd suite b, Universal City, TX 78148, USA
+1 (210) 787-4263
texascartitleandpaydayloanservicesinc.com
Cash America Pawn
614 S Commercial St, Aransas Pass, TX 78336, USA
+1 (361) 758-5943
www.cashamerica.com
Prosperity Bank - Eustace
213 US-175 Frontage Rd W, Eustace, TX 75124, USA
+1 (903) 425-7031
locations.prosperitybankusa.com
Alliance Bank - Main Bank Drive-Thru
308 Church St, Sulphur Springs, TX 75482, USA
+1 (903) 885-2187
www.alliancebank.com
