Welcome to Our Online Loan Referral Service

4.4 5 reviews

6811 Indiana Ave, Lubbock, TX 79413, USA
+1 (806) 793-4778
www.fcbtexas.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2010-04-02

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

fcbtexas.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

What people think about FirstCapital Bank of Texas?

Below you see some of the reviews of our clients.

It needed to rebuild my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via FirstCapital Bank of Texas. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.

Georgiana Runte MD

Good lender with reasonable rates. They deposited quickly, as promised. I will use FirstCapital Bank of Texas again if I need extra money.

Lura Bednar

Used FirstCapital Bank of Texas for the third time. The company is reliable. They always keep you updated on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra funds.

Leonard Streich

I always use FirstCapital Bank of Texas when it need a payday loan. The application process is hassle-fee. No troubles.

Dr. Brennon Powlowski Jr.

They approve applicants instantly and transfer money the next day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Clair Donnelly

They approve applicants immediately and transfer money the same day. But beware – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Hope Roob

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Lubbock, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Lubbock, Texas. The entire process is easy. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Cliff's Check Cashing #28

11722 Ferguson Rd, Dallas, TX 75228, USA

+1 (972) 686-0777

www.cliffscheckcashing.com

Texas Car Title & Payday Loan Services, Inc.

3909 Altamesa Blvd, Fort Worth, TX 76133, USA

+1 (817) 361-1684

texascartitleandpaydayloanservicesinc.com

Falls City National Bank

14565 FM 775, Floresville, TX 78114, USA

+1 (830) 393-3573

www.fcnb.net

Frost Bank

4718 Colleyville Blvd Suite 100, Colleyville, TX 76034, USA

+1 (817) 420-5200

locations.frostbank.com

Prosperity Bank - Blooming Grove

109 S Fordyce St, Blooming Grove, TX 76626, USA

+1 (903) 695-2311

locations.prosperitybankusa.com

Toledo Finance Corporation

424 N Yarbrough Dr Suite O, El Paso, TX 79915, USA

+1 (915) 626-5263

www.toledocorp.com

IBC Bank ATM

1705 E Expressway 83 #A, Penitas, TX 78576, USA

+1 (956) 630-9347

www.ibc.com

Doches Credit Union

920 NW Stallings Dr, Nacogdoches, TX 75964, USA

+1 (936) 569-7700

www.dochescu.com

City Bank ATM

511 College Ave, Levelland, TX 79336, USA

+1 (800) 687-2265

www.city.bank

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