Welcome to Our Online Loan Referral Service


2524 Parkway Dr, Lubbock, TX 79403, USA
+1 (800) 447-2265
happybank.com
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you see the reviews of our clients.

The funds are transferred to my card. I cover obligations through my personal account. The payment is convenient and quick. Pay on schedule and there will be no problems.

Grady Wehner I

Yesterday I needed money, I decided to addressed Happy State Bank ATM. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Celestino Schulist

Only an ID is needed to apply. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Autumn Littel

Thanks to Happy State Bank ATM for helping out when money is emergenctly needed. I have been applying to this service for over one year and everything is always honest, without hidden commissions.

Prof. Gabriel Schamberger III

Thanks to Happy State Bank ATM for helping when money is emergenctly required. I have been applying to this service for over one year and everything is always honest, without hidden charges.

Prof. Lucy Pouros

I recommend Happy State Bank ATM to everyone, I am applying for the second time. Everything is great!

Prof. Mariano Beier V

Pay Attention

Lending companies are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Lubbock, Texas

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and quick to take out payday loans in Lubbock, Texas. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a payday loan in Lubbock, Texas?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this drawback is not implied as the only one by payday lenders to issue a loan. The lender review many aspects such as financial abilities to approve the application. Payday loans in Lubbock, Texas may help level up your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Cash America Pawn

3940 Aldine Mail Rte Rd, Houston, TX 77039, USA

+1 (281) 442-8154

Texan Credit Corporation

1530 E 8th St ste b, Odessa, TX 79761, USA

+1 (432) 332-0356

texancredit.com

MSB Money Stop , Inc.

3700 W Marshall Ave, Longview, TX 75604, USA

+1 (903) 297-5896

cashcheckspaybills.com

Cerna Money Exchange

189 Commercial St, Eagle Pass, TX 78852, USA

+1 (830) 773-2112

Jourdanton Finance

901 Oak St, Jourdanton, TX 78026, USA

+1 (830) 769-2001

Action Express Loans

4665 Montana Ave, El Paso, TX 79903, USA

+1 (915) 565-3274

www.actionexpressloans.com

CommunityBank of Texas

918 S Margaret Ave, Kirbyville, TX 75956, USA

+1 (409) 423-4602

www.communitybankoftx.com

Service Loans

306 N Edward Gary St Ste. B, San Marcos, TX 78666, USA

+1 (512) 396-9544

www.serviceloansouth.com

First Community Bank

6252 N Navarro St, Victoria, TX 77904, USA

+1 (361) 578-9310

www.fcbot.com

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