Welcome to Our Online Loan Referral Service


2902 4th St, Lubbock, TX 79415, USA
+1 (800) 447-2265
happybank.com
Sunday
Closed
Monday
9AM–7PM
Tuesday
Closed
Wednesday
Closed
Thursday
10AM–7PM
Friday
9AM–7PM
Saturday
9AM–7PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you see some of the reviews of our clients.

I just want to thank you Ms. Terry losoya for lettung me know i can get a loan ahead of time. My wife said your the best see u tomorrow

Dr. Kaley Will

Good customer service and good explaining are papers to us

Ardith Weissnat

I go here every year good people

Mariana Leannon

Friendly, knowledgeable staff and a convenient location

Melody Reilly

The staff is always friendly and helpful and get to you really quick.

Mrs. Lisette Wehner I

Awesome customer service!!!

Emma Boyer

Important

The above-given information provides the details about a definite lending service. The information below is about general information about payday loans.

Payday Loans in Lubbock, Texas

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Lubbock, Texas

OneMain Financial

8440 Burnet Rd #116, Austin, TX 78757, USA

+1 (512) 406-0214

www.onemainfinancial.com

Third Coast Bank SSB

200 N Nixon Ave, Nixon, TX 78140, USA

+1 (830) 582-1511

www.tcbssb.com

First State Bank Central Texas

402 N Main St, Temple, TX 76501, USA

+1 (254) 771-5880

www.fsbcentex.com

OneMain Financial

20119B Highway 59 N, Humble, TX 77338, USA

+1 (281) 446-1171

www.onemainfinancial.com

Atlas Credit Co., Inc.

614 S Cage Blvd, Pharr, TX 78577, USA

+1 (956) 782-2142

www.atlascredit.com

Wild Bill's Pawn #3

1919 S 1st St, Abilene, TX 79602, USA

+1 (325) 672-5351

ACE Cash Express

13315 East Fwy, Houston, TX 77015, USA

+1 (713) 450-9793

www.acecashexpress.com

El Centro Finance

111 S 2nd St, Harlingen, TX 78550, USA

+1 (956) 423-5209

loanexpresscash.com

ACE Cash Express

2123 US-90 Ste 2, Crosby, TX 77532, USA

+1 (281) 328-1375

www.acecashexpress.com

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