Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
What people think about Happy State Bank ATM?
Below you find some of the testimonials of our customers.
Happy State Bank ATM seems nice. Used it twice. The first cash advance approved was small – $200, but next time the limit was increased to $600. Closed the loan on time. The employees were understanding, they gave detailed answers to all my questions. No delays. But their interest rates are average.
Mrs. Kyla Grant III
I recommend Happy State Bank ATM to everyone who need extra money. I’ve been using them for 5th time. Always best possible service!
Prof. Nelda Kozey IV
Important
The previous three items describe a definite company. But below you can read common details about payday loans.
Payday Loans in Lubbock, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans may become an easy and speedy solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Toledo Finance Corporation
418 E Gibson St, Jasper, TX 75951, USA
+1 (409) 384-4682
www.toledocorp.com
Woodforest National Bank
27650 Tomball Pkwy, Tomball, TX 77375, USA
+1 (281) 351-0464
www.woodforest.com
Herring Bank - Vernon Y
4102 Wilbarger St, Vernon, TX 76384, USA
+1 (940) 553-3362
www.herringbank.com
Atlas Credit Co., Inc.
1701 S Mays St k, Round Rock, TX 78664, USA
+1 (512) 643-1385
www.atlascredit.com
