Welcome to Our Online Loan Referral Service


5724 4th St, Lubbock, TX 79416, USA
+1 (800) 447-2265
happybank.com
Saturday
9AM–8AM
Sunday
9AM–8AM
Monday
9AM–8AM
Tuesday
9AM–8AM
Wednesday
9AM–8AM
Thursday
9AM–8AM
Friday
9AM–8AM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you find some of the testimonials of our customers.

Happy State Bank ATM seems nice. Used it twice. The first cash advance approved was small – $200, but next time the limit was increased to $600. Closed the loan on time. The employees were understanding, they gave detailed answers to all my questions. No delays. But their interest rates are average.

Mrs. Kyla Grant III

I recommend Happy State Bank ATM to everyone who need extra money. I’ve been using them for 5th time. Always best possible service!

Prof. Nelda Kozey IV

Important

The previous three items describe a definite company. But below you can read common details about payday loans.

Payday Loans in Lubbock, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans may become an easy and speedy solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Cash America Pawn

501 W Ben White Blvd, Austin, TX 78704, USA

+1 (512) 442-8858

www.cashamerica.com

Keith D Gelles | Fairway Independent Mortgage Corporation Loan Officer

1201 Hall Johnson Rd, Suites 100 & 101, Colleyville, TX 76034, USA

+1 (817) 233-9941

www.fairwayindependentmc.com

Regional Finance

1101 E Hwy 6 Suite A, Alvin, TX 77511, USA

+1 (281) 331-0463

branches.regionalfinance.com

Principal Financial Group

351 N Sam Houston Blvd, San Benito, TX 78586, USA

+1 (956) 413-6774

SouthStar Bank, Brazoria

301 S Brooks St, Brazoria, TX 77422, USA

+1 (979) 798-2181

southstarbank.com

MoneyGram

1502 Austin Hwy #101, San Antonio, TX 78218, USA

+1 (210) 829-5752

locations.moneygram.com

Certainty Home Loans

2630 Main St. Bldg 4 #4202, Highland Village, TX 75077, USA

+1 (972) 599-5430

certaintyhomeloans.com

Security Bank

211 S Main St, Quanah, TX 79252, USA

+1 (940) 663-6331

securitybankquanah.com

BBVA Bank

855 N Main St, Vidor, TX 77662, USA

+1 (409) 981-6139

www.bbvausa.com

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