Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
What people think about Happy State Bank ATM?
Below you find some of the reviews of our customers.
I have already submitted an application to this company 2 times and I was very happy with the rates. This is the only day and night lender with reasonable rates in my city.
Amaya Hane
Happy State Bank ATM seems reliable. Applied twice. The first loan approved was small – $100, but next time the limit was increased to $1000. Repaid the loan on schedule. The employees were professional, they gave speedy answers to all my questions. No complaints. But their rates are not the lowest on the net.
Leanna Heller
I want to say Many Thanks to the team of Happy State Bank ATM. They offer same day solution to any unexpected money troubles. Love them for their immediate decision. Applied for a payday loan and got accepted although my credit was not perfect. I will surely use this company if I need money in the future.
Ms. Audreanne Stokes DVM
Pay Attention
The previous three items describe a precise lending service. But below you can read general data about payday loans.
Payday Loans in Lubbock, Texas
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased chance to get approved for such loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments on time.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Lubbock, Texas
CashMax Title & Loan
411 W University Dr, Denton, TX 76201, USA
+1 (940) 566-1700
www.cashmaxtexas.com
Texas Car Title & Payday Loan Services, Inc.
1115 N Main St, Vidor, TX 77662, USA
+1 (409) 783-9600
texascartitleandpaydayloanservicesinc.com
Action Express Loans
100 N 10th St, McAllen, TX 78501, USA
+1 (956) 322-4611
www.actionexpressloans.com
Southwest Funding LP
12701 TX-29, Liberty Hill, TX 78642, USA
+1 (512) 515-6100
www.southwestfunding.com
