Welcome to Our Online Loan Referral Service

4.5 2 reviews

4002 16th St, Lubbock, TX 79416, USA
+1 (806) 472-2373
www.plainscapital.com
Saturday
Closed
Sunday
Closed
Monday
1–4PM
Tuesday
1–4PM
Wednesday
1–4PM
Thursday
1–4PM
Friday
1–4PM

Domain Info

Created Date

2002-11-27

Mailing Address

Company Name

Contact Data

Feedback about PlainsCapital Bank?

Here you get acquainted with the reviews of our customers.

Outstanding service - thank you!

Maxime Windler

Great customer service!!

Maria Cummerata

This place is awesome!

Mrs. Isabelle Jast

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Lubbock, Texas

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Lubbock, Texas are issued hassle-free. The interest rate is conditional on the borrower's person-related data: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will PlainsCapital Bank help take out a payday loan in Lubbock, Texas?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Lubbock, tx consider this circumstance not a drawback to take out a loan. The client of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, pay back the debt on time and not only solve current issues, but enhance the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Lubbock, Texas

CoBank Regional Banking Center (Austin, TX)

4801 Plaza on the Lake, Austin, TX 78746, USA

+1 (800) 542-8072

www.cobank.com

Crestmark Bank

700 Lavaca St STE 1400, Austin, TX 78701, USA

+1 (214) 676-4524

www.crestmark.com

Security Finance

206 E Lufkin Ave, Lufkin, TX 75901, USA

+1 (936) 632-3328

www.securityfinance.com

First United Bank - Marble Falls

418 US-281, Marble Falls, TX 78654, USA

+1 (830) 693-3676

www.firstunitedbank.com

Cash Store

895 N Hwy 77, Waxahachie, TX 75165, USA

+1 (972) 937-3522

www.cashstore.com

Regional Finance

1804 Wirt Rd, Houston, TX 77055, USA

+1 (713) 956-1428

branches.regionalfinance.com

Texan Credit Corporation

1411 Dallas Ave, McAllen, TX 78501, USA

+1 (956) 683-1072

texancredit.com

East Texas Title & Loan ( also offers payday loans )

1801 E SE Loop 323 Suite 200, Tyler, TX 75701, USA

+1 (903) 939-9997

www.easttexastitleloans.com

Trident Funding

1500 Marina Bay Dr # 3800, Kemah, TX 77565, USA

+1 (281) 334-8833

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