Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
What people think about Happy State Bank ATM?
Below you find some of the reviews of our customers.
The process was as easy as possible, fast. No guarantors needed. Thank you so much. Love their online customer support. No issues. Would apply again.
Ms. Hildegard Towne V
Happy State Bank ATM rescued me in a difficult time. They approved me for a loan although I had credit problems. The process was hassle free and quick. I wanna say thanks for their exceptional client support service and competitive rates. I will 100% recommend this online lender to my family and friends.
Rashawn Will
Good lender with reasonable rates. They deposited within 2 hours, as I expected. I will use Happy State Bank ATM again if I need extra money.
Dr. Jerel Klein Jr.
I recommend Happy State Bank ATM to every person who need extra cash. I’ve been using them for 5th time. Always exceptional service!
Kasey Stroman
Important
The above-given information provides the details about a precise lender. The information below is about general information about payday loans.
Payday Loans in Lubbock, Texas
A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is simple and fast to get approved for payday loans in Lubbock, Texas. The interest rate will be set individually for each client and will depend on the personal data the consumer provided.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments as agreed in the contract.
To get accepted for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.
APR Calculator
Other Payday Lenders in Lubbock, Texas
TitleMax Title Loans
1216 Spencer Hwy, South Houston, TX 77587, USA
+1 (713) 343-3945
www.titlemax.com
1 Hour Car Title Loans Rowlett
8701 Liberty Grove Rd, Rowlett, TX 75089, USA
+1 (469) 825-3919
1hourcartitleloans.com
FirstCapital Bank of Texas
5606 W Wadley Ave, Midland, TX 79707, USA
+1 (432) 686-0044
www.fcbtexas.com
Neches Federal Credit Union
410 Texas Ave, Bridge City, TX 77611, USA
+1 (409) 238-6400
www.nechesfcu.org
