Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
What people think about Happy State Bank ATM?
Below you get acquainted with some of the opinions of our clients.
I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I came across this lender on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I needed.
Yadira Hegmann
Good lender with reasonable rates. They deposited immediately, as I expected. I will use Happy State Bank ATM again if I need financial assistance.
Justen Krajcik
Was invited to a birthday party but was broke at that time. A friend recommended me to address Happy State Bank ATM. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had bad credit. In general, The process was trouble free.
Lynn Wisoky MD
I applied for the first cash advance in my life, was approved the same day despite the fact that I had low credit score. I repaid it early. Love this company for their competitive rates. Other lenders in my city charge sky high interest!
Prof. Reyes Cormier Jr.
I recommend Happy State Bank ATM to every person who need extra funds. I’ve been using them for 5th time. Always exceptional service!
Brian Krajcik
Many thanks to Happy State Bank ATM. I recently had some difficulties with repaying my auto loan and they approved me for a cash advance. Best lender! Managed to cover my debts and signed with relief.
Prof. Lizeth Kautzer I
Important
The previous three items describe a definite lending service. But below you can find common details about payday loans.
Payday Loans in Lubbock, Texas
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Lubbock, Texas. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Capital Farm Credit
426 S Seguin Ave, New Braunfels, TX 78130, USA
+1 (830) 626-6886
www.capitalfarmcredit.com
Excel Finance
500 W William Cannon Dr #426, Austin, TX 78745, USA
+1 (512) 448-3991
www.excelfinco.com
Capital Farm Credit
431 Fort McKavett St, Mason, TX 76856, USA
+1 (325) 347-6653
www.capitalfarmcredit.com
United Heritage Credit Union
301 Mays Crossing Dr, Round Rock, TX 78664, USA
+1 (512) 435-4545
www.uhcu.org
First National Bank of Bastrop
489 TX-71, Bastrop, TX 78602, USA
+1 (512) 321-2561
www.fnbbastrop.bank
