Texas Car Title & Payday Loan Services, Inc. Payday Loans Review

4 reviews

Loan agency in Lubbock, Texas

Organization owner?

1302 Avenue Q, Lubbock, TX 79401, USA

+1 (806) 305-9285

What people think about Texas Car Title & Payday Loan Services, Inc.?

Below you see some of the reviews of our customers.

Texas Car Title & Payday Loan Services, Inc. seems safe. At least they charge no hidden fees. This was the only lender that approved me for a payday loan.

Corrine Rowe

Recently I needed $1000 to cover medical bills. I decided to contact Texas Car Title & Payday Loan Services, Inc.. They only approved me for $500 but the process itself was transparent, and their rates were favorable.

Giovani Toy

Important

Above there is information about a definite loan provider. Below you can read common aspects of payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the best solution to your temporary financial issues in Lubbock , Texas because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit score may stop you from getting accepted for a bank loan. Payday lenders in Lubbock, tx work with borrowers with poor credit. You can apply for a bad credit payday loan online at any time of the day and if successful could have the funds in your account within the hour.

To get approved for a payday loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.