Welcome to Our Online Loan Referral Service

5 reviews

2608 Avenue Q, Lubbock, TX 79411, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you see the reviews of our customers.

I submit an application very often. I am satisfied with the terms. There is online 24/7 service.

Lina Ledner

I trusted Happy State Bank ATM when it was necessary to get a payday loan. I filled out an application quickly. No problems.

Idella Upton

I trusted Happy State Bank ATM when it was necessary to get a payday loan. I filled in an application quickly. No problems.

Prof. Madyson Boyer MD

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address Happy State Bank ATM. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Luz Brown PhD

I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Happy State Bank ATM in Lubbock seemed to me the most reliable.

Mrs. Annabel Auer

Pay Attention

Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Lubbock, Texas

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Hassle-free financial products are known as payday loans in Lubbock, tx. They are taken out at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a payday loan in Lubbock, Texas?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Lubbock, Texas. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Spirit of Texas Bank

625 University Dr E, College Station, TX 77840, USA

+1 (979) 846-8000

www.spiritoftexasbank.com

First National Bank of Hughes Springs - Harleton Branch

17045 TX-154, Harleton, TX 75651, USA

+1 (903) 777-3532

IBC Bank

1317 Waldron Rd, Corpus Christi, TX 78418, USA

+1 (361) 886-9950

www.ibc.com

Speedy Cash

5129 West Ave Bldg A, San Antonio, TX 78213, USA

+1 (210) 349-8909

www.speedycash.com

Check `n Go

817 Southmore Ave Suite B, 3rd Floor, Pasadena, TX 77502, USA

+1 (713) 534-0004

locations.checkngo.com

OneMain Financial

929 TX-80 # B, San Marcos, TX 78666, USA

+1 (512) 396-1460

www.onemainfinancial.com

Independent Bank is now Independent Financial

1427 W White St, Anna, TX 75409, USA

+1 (972) 924-3361

www.independent-bank.com

Texas Farm Credit

6540 Alliance Dr, Rockwall, TX 75032, USA

+1 (214) 442-9095

www.texasfcs.com

Spirit of Texas Bank

30350 FM2978, Magnolia, TX 77354, USA

+1 (281) 210-3650

www.sotb.com

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