Welcome to Our Online Loan Referral Service


2318 W 19th, Lubbock, TX 79401, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you read some of the reviews of our clients.

A good website. These guys quickly processed my application. Had funds in my account the next morning. If you need some extra money urgently, this is the best place to apply, I’m telling you!

Miss Dianna Hill

I want to say Many Thanks to the staff of Happy State Bank ATM. They offer fast solution to any unexpected money troubles. Love them for their same day decision. Applied for a cash advance and got accepted although my credit was not perfect. I will definitely use this service if I need money again.

Wellington Considine

Good lender with competitive rates. They deposited the next morning, as promised. I will use Happy State Bank ATM again if I need extra money.

Mrs. Audrey Jacobs II

Thank you Happy State Bank ATM for helping me when I needed money urgently to pay for business trip. I have applied through this website 3 times and everything was OK. This is the most trustworthy company with no hidden fees. Highly recommended!!!

Prof. Toy Moen V

Recently I had the most unpleasant situation in my life. I suddenly needed $1000 to deal with utility bills. This company helped me immediately. They were the only website that accepted me for the required amount. I sorted out all my problems. I will 100% recommend this website to my family. Best service ever.

Mona Graham

I contacted Happy State Bank ATM for financial assistance. Everything was done very quickly. Had the funds in my account the next morning. Employees are very caring. Pleasant experience!

Eve Lebsack

Pay Attention

Above there is information about a definite loan provider. Below you can see common features of payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your needs and pay off your loan commitments on scheduled.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Freddy's Fast Cash

4129 S Broadway Ave, Tyler, TX 75701, USA

+1 (833) 373-3391

freddysfastcash.com

Western Finance

612 SW Military Dr, San Antonio, TX 78221, USA

+1 (210) 921-0037

westernshamrock.com

U.S. Small Business Administration El Paso Disaster Loan Servicing Center

10737 Gateway Blvd W #320, El Paso, TX 79935, USA

+1 (800) 487-6019

www.sba.gov

Generations Federal Credit Union

17460 I-35, Schertz, TX 78154, USA

+1 (210) 229-1128

www.mygenfcu.org

Check `n Go

828 Boyd Rd suite 106, Azle, TX 76020, USA

+1 (817) 270-4203

locations.checkngo.com

Texas Farm Credit

112 US-82, Bonham, TX 75418, USA

+1 (903) 583-3217

www.texasfcs.com

North Dallas Bank & Trust Co

12900 Preston Rd, Dallas, TX 75230, USA

+1 (972) 716-7100

www.ndbt.com

TitleMax Title Loans

4411 N 10th St, McAllen, TX 78504, USA

+1 (956) 253-0037

www.titlemax.com

World Finance

1009 Gilmer St, Sulphur Springs, TX 75482, USA

+1 (903) 885-0811

www.loansbyworld.com

Top