Welcome to Our Online Loan Referral Service

4.3 6 reviews

11011 Quaker Ave, Lubbock, TX 79424, USA
+1 (806) 776-2012
peoplesbanktexas.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
8AM–12PM

Domain Info

Created Date

2003-06-12

Mailing Address

Texas, United States

Company Name

Peoples Bank

Peoples Bank

Contact Data

Feedback about Peoples Bank?

Here you see the feedback of our clients.

Everyone is super friendly at this location.

Abe Green Jr.

Stephen, Kelly, and the other employees are great!!

Mr. Coty Renner III

Friendly staff and the manager knows her stuff!!

Lonzo Lueilwitz

They sold me a broken guitar and refused to let me return it.

Dr. Myles Crist MD

It was a great product at a great price and friendly service.

Josie Corkery Jr.

Pay Attention

Above-shown info offers the details about a exact lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Lubbock, Texas

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Lubbock, Texas is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Peoples Bank help issue a payday loan in Lubbock, Texas?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by lenders to issue a loan. The lending company review many aspects such as financial capabilities to approve the request. Cash advance in Lubbock, Texas may help enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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