What people think about World Acceptance?
Below you read some of the opinions of our customers.
Was invited to a gender party but was broke at that time. A friend recommended me to apply for a loan via World Acceptance. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was straightforward.
Mr. Madisen Denesik II
Thanks!! The money were sent to my bank account as agreed – the next day. I repaid the loan on time and had no issues. The process is hassle-free and transparent. Be a responsible person and you will have no troubles.
Kaylin Rau
I am a loyal customer of World Acceptance. It is very simple to apply online. The APR was favorable. Their staff always respond quickly.
Mireya Oberbrunner
Previously I needed $800 to cover utility bills. I decided to contact World Acceptance. They only approved me for $500 but the process itself was transparent, and their rates were reasonable.
Tillman Bruen
Was invited to a gender party but was empty at that time. A friend recommended me to use World Acceptance. And I did. This was the best decision! Yes, the interest rate was high but I think it’s because I had no credit. In general, The process was hassle free.
Jordi Lang
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Lubbock, Texas
A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Lubbock, Texas is are easy to access. The APR is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can help consumers who have bad credit scores or have no credit score. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are sure that you can make payments on scheduled.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in Lubbock, Texas
First United Bank - Denton Rayzor Ranch
2730 W University Dr, Denton, TX 76201, USA
+1 (940) 387-4417
www.firstunitedbank.com
Dilley State Bank: Bryan Vance
731 W Leona St, Dilley, TX 78017, USA
+1 (830) 965-1511
www.dilleystatebank.com
Independent Bank is now Independent Financial
2881 Cross Timbers Rd, Flower Mound, TX 75028, USA
+1 (469) 240-8000
www.independent-bank.com
CommunityBank of Texas
501 S Magnolia St, Woodville, TX 75979, USA
+1 (409) 283-8100
www.communitybankoftx.com
