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Loan agency in Lubbock, Texas

1417 34th St, Lubbock, TX 79411, USA
+1 (806) 747-7685

What people think about World Acceptance?

Below you read some of the opinions of our customers.

Was invited to a gender party but was broke at that time. A friend recommended me to apply for a loan via World Acceptance. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was straightforward.

Mr. Madisen Denesik II

Thanks!! The money were sent to my bank account as agreed – the next day. I repaid the loan on time and had no issues. The process is hassle-free and transparent. Be a responsible person and you will have no troubles.

Kaylin Rau

I am a loyal customer of World Acceptance. It is very simple to apply online. The APR was favorable. Their staff always respond quickly.

Mireya Oberbrunner

Previously I needed $800 to cover utility bills. I decided to contact World Acceptance. They only approved me for $500 but the process itself was transparent, and their rates were reasonable.

Tillman Bruen

Was invited to a gender party but was empty at that time. A friend recommended me to use World Acceptance. And I did. This was the best decision! Yes, the interest rate was high but I think it’s because I had no credit. In general, The process was hassle free.

Jordi Lang

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Lubbock, Texas

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Lubbock, Texas is are easy to access. The APR is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can help consumers who have bad credit scores or have no credit score. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are sure that you can make payments on scheduled.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Star Loans of Texas

502 W Calton Rd # 205, Laredo, TX 78041, USA

+1 (956) 728-9255

easyloans.pw

Republic Finance

101 Stuart Place Rd Suite C, Harlingen, TX 78552, USA

+1 (956) 553-2025

locations.republicfinance.com

Loan Express

5430 El Paso Dr Suite B, El Paso, TX 79905, USA

+1 (915) 544-2926

loanexpresscash.com

Texas Car Title & Payday Loan Services, Inc.

305 US-79, Henderson, TX 75652, USA

+1 (903) 657-1015

texascartitleandpaydayloanservicesinc.com

PLS Check Cashing Store

2332 W Davis St, Dallas, TX 75208, USA

+1 (214) 237-2801

pls247.com

ATM (Regions Bank)

307 N Williams, Atlanta, TX 75551, USA

+1 (800) 734-4667

www.regions.com

Star Loans

Cuero, TX 77954, USA

+1 (361) 275-9449

Community National Bank & Trust of Texas

412 S Commerce St, Centerville, TX 75833, USA

+1 (903) 536-2265

www.mybanktx.com

Pancho's Car Title Loans

6001 Alameda Ave, El Paso, TX 79905, USA

+1 (915) 778-6700

panchoscartitleloans.com

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