Welcome to Our Online Loan Referral Service

3.2 25 reviews

9816 Slide Rd, Lubbock, TX 79424, USA
+1 (806) 788-0800
www.firstbanktexas.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed

Domain Info

Created Date

1996-11-20

Mailing Address

Company Name

Contact Data

Feedback about FirstBank & Trust?

Here you see the feedback of our clients.

Delightful people to work with !!!

Christina Wolf Jr.

The only thing worst than their website, is their customer service.

Julien West

I lost count of how many times the app has been down since I’ve been a customer.

Lexie Lesch

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Lubbock, Texas

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Lubbock, Texas is issued easily and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will FirstBank & Trust help take out a loan in Lubbock, Texas?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Lubbock, Texas. The company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Happy State Bank ATM

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+1 (800) 447-2265

happybank.com

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+1 (972) 252-5781

www.firstcash.com

Jora Credit

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+1 (888) 256-6083

joracredit.com

Central Texas Farm Credit

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+1 (325) 643-5563

www.ranchmoney.com

Texas First Bank

6731 Spencer Hwy, Pasadena, TX 77505, USA

+1 (281) 487-4444

www.texasfirst.bank

Origin Bank

570 Throckmorton St, Fort Worth, TX 76102, USA

+1 (682) 286-1890

www.origin.bank

Security Finance

1311 W Wilson St, Borger, TX 79007, USA

+1 (806) 274-5386

www.securityfinance.com

Caprock Business Finance Corporation

1323 58th St, Lubbock, TX 79412, USA

+1 (806) 762-8721

www.golevelland.com

Texas Regional Bank

206 E Main St, Johnson City, TX 78636, USA

+1 (830) 868-0680

www.texasregionalbank.com

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