Welcome to Our Online Loan Referral Service

3.8 5 reviews

5821 82nd St, Lubbock, TX 79424, USA
+1 (806) 795-7131
www.plainscapital.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2002-11-27

Mailing Address

Company Name

Contact Data

What people think about PlainsCapital Bank?

Below you read some of the testimonials of our customers.

PlainsCapital Bank rescued me in a desperate time. They approved me for a loan although I had credit problems. The process was easy and quick. I love their professional customer support service and acceptable rates. I will definitely recommend this loan provider to my relatives and friends.

Eliane Reinger

I had problems with paying my bank loan and was not sure I would get appoved for a loan with PlainsCapital Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $400 online. Fortunately I got accepted!!! They literally saved my life.

Prof. Mohamed Mitchell

Recently I experienced the most unpleasant situation in my life. I suddenly needed $1000 to deal with utility bills. This lender helped me asap. They were the only website that accepted me for the requested amount. I sorted out all my troubles. I will surely recommend this website to my friends. Best service ever.

Cayla Shields

PlainsCapital Bank seems legit. At least they have no hidden fees. This was the only lender that approved me for a cash advance.

Verdie Emmerich DDS

Important

The previous three items charactirize a specific company. But below you can read general details about payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Lubbock, Texas is are easy to access. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can save consumers who have bad credit scores or have no credit history. But we advise you that as with any debt you should only dare applying for a payday loan if you are convinced that you can afford payments without delays.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

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