Welcome to Our Online Loan Referral Service


9802 Slide Rd, Lubbock, TX 79424, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you grapple with the reviews of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Erich Keebler

I got into one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Happy State Bank ATM in Lubbock seemed to me the most convenient.

Ted Schinner

I have a problem with paying back a loan at another company. It is inconvenient to borrow from relativies. Therefore, I decided to address Happy State Bank ATM. They really helped out.

Destini Wisoky

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Lubbock, Texas

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Lubbock, Texas is taken out easily and quickly. The interest percentage is defined depending on the category of the client: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help issue a loan in Lubbock, Texas?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Lubbock, tx will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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ACE Cash Express

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+1 (956) 440-0339

www.acecashexpress.com

1 Hour Car Title Loans Corpus Christi

14317 Northwest Blvd, Corpus Christi, TX 78410, USA

+1 (361) 356-4809

1hourcartitleloans.com

First Financial Bank

301 Edwards St, Merkel, TX 79536, USA

+1 (325) 928-1111

www.ffin.com

Credit Central

1914 N Grand Ave, Sherman, TX 75090, USA

+1 (903) 771-0655

www.creditcentralllc.com

Happy State Bank ATM

200 E Main St, Canadian, TX 79014, USA

+1 (800) 447-2265

www.happybank.com

Broadway Bank - Kyle Financial Center

5809 Kyle Pkwy, Kyle, TX 78640, USA

+1 (512) 268-2021

broadway.bank

Dilley State Bank

731 W Leona St, Dilley, TX 78017, USA

+1 (830) 965-1511

www.dilleystatebank.com

Star Loans

220 E Calvert, Karnes City, TX 78118, USA

+1 (830) 780-2624

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