Welcome to Our Online Loan Referral Service


3402 98th St, Lubbock, TX 79423, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you read the feedback of our clients.

want to express my deep gratitude to Happy State Bank ATM for believing my case. I had some issues with a credit history, but this service helped me out and took out a loan.

Jackson Hansen

Yesterday I needed money, I decided to addressed Happy State Bank ATM. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.

Laney Konopelski

I submit an application very often. I am satisfied with the terms. There is online round the clock service.

Mr. Marco Hintz

Pay Attention

Above-specified info offers the details about a certain lender. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Lubbock, Texas

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and quick to take out loans in Lubbock, Texas. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help issue a payday loan in Lubbock, Texas?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Lubbock, tx will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Western Finance

606 W Walker St, Breckenridge, TX 76424, USA

+1 (254) 559-7242

westernshamrock.com

BancorpSouth Bank

9650 FM2147, Horseshoe Bay, TX 78657, USA

+1 (830) 598-7424

www.bancorpsouth.com

First Cash Pawn

3775 Leopard St, Corpus Christi, TX 78408, USA

+1 (361) 887-1925

www.firstcash.com

BBVA Bank

2635 Interstate 10, East, Beaumont, TX 77702, USA

+1 (409) 833-4440

www.bbvausa.com

Advance America

Next to Pizza Hut US, 697 S Main St, Lumberton, TX 77657, USA

+1 (409) 751-5291

www.advanceamerica.net

Texas Car Title & Payday Loan Services, Inc.

809 Ferris Ave, Waxahachie, TX 75165, USA

+1 (972) 923-7711

Security Finance

3719 N Fry Rd Ste D, Katy, TX 77449, USA

+1 (281) 492-9111

www.securityfinance.com

Simmons Bank

2050 Hall - Johnson Rd, Grapevine, TX 76051, USA

+1 (817) 916-6200

www.simmonsbank.com

Security Finance

311 N Gray St, Killeen, TX 76541, USA

+1 (254) 526-8528

www.securityfinance.com

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