Welcome to Our Online Loan Referral Service


2504 98th St, Lubbock, TX 79423, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you find some of the testimonials of our customers.

It wanted to improve my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Happy State Bank ATM. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very good service.

Prof. Rhianna Connelly

I am a loyal customer of Happy State Bank ATM. It is very easy to apply via the net. The interest rate was affordable. Their employees always respond right away.

Ericka Anderson

Many thanks to Happy State Bank ATM. I recently had some issues with repaying my auto loan and they approved me for a payday loan. Best lender! Managed to deal with my issues and signed with relief.

Margie Feest

Important

Above there is information about a exact lender. Below you can review common features of payday loans.

Payday Loans in Lubbock, Texas

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Lubbock, Texas is are easy to access. The interest rate is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can help individuals who have poor credit scores or have no credit score. But we advise you that as with any debt you should only dare applying for a payday loan if you are convinced that you can make payments punctually.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Mariner Finance

1650 Louetta Rd Suite 200, Spring, TX 77388, USA

+1 (832) 403-2934

www.marinerfinance.com

Peoples Bank

5820 82nd St, Lubbock, TX 79424, USA

+1 (806) 794-0044

www.peoplesbanktexas.com

World Finance

1212 W Monte Cristo Rd, Edinburg, TX 78541, USA

+1 (956) 386-1964

www.loansbyworld.com

Navy Federal Credit Union

11011 Shadow Creek Pkwy, Pearland, TX 77584, USA

+1 (888) 842-6328

www.navyfederal.org

First Financial Bank

1900 E Hubbard St, Mineral Wells, TX 76067, USA

+1 (940) 327-5400

www.ffin.com

Texas Trust Credit Union

1060 NE Green Oaks Blvd, Arlington, TX 76006, USA

+1 (972) 263-5171

www.texastrustcu.org

ACE Cash Express

934 N Collins St ste b, Arlington, TX 76011, USA

+1 (817) 274-5275

www.acecashexpress.com

Western Bank

2550 Buffalo Gap Rd, Abilene, TX 79605, USA

+1 (325) 695-9297

www.westernbank.com

Citizens State Bank

9109 TX-90, Navasota, TX 77868, USA

+1 (936) 825-3662

www.csbtx.bank

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