Welcome to Our Online Loan Referral Service

4.5 2 reviews

5144 82nd St, Lubbock, TX 79424, USA
+1 (844) 401-8500
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours

Feedback about Bank of America ATM (Drive-thru)?

Here you see the reviews of our clients.

want to express my deep gratitude to Bank of America ATM (Drive-thru) for believing my case. I had some issues with a credit history, but this company helped me out and took out a loan.

Brisa Goyette III

Bank of America ATM (Drive-thru) is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Bette Morissette

I recommend Bank of America ATM (Drive-thru) to everyone, I am applying for the second time. Everything is great!

Tia Harber DVM

Money was urgently needed. I submitted an online application in Bank of America ATM (Drive-thru). I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Nikita Purdy

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address Bank of America ATM (Drive-thru). I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Prof. Clarabelle Franecki

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Lubbock, Texas

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

This financial product in Lubbock, Texas is taken out easily and quickly. The interest rate is specified considering the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Bank of America ATM (Drive-thru) help issue a payday loan in Lubbock, Texas?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lubbock, Texas. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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ACE Cash Express

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Peoples Bank

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Covington Credit

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Excel Finance

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+1 (956) 574-9959

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Mr. Payroll Check Cashing

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+1 (432) 570-5274

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Sun Loan Company

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Cash America Pawn

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