Welcome to Our Online Loan Referral Service


8109 Indiana Dr, Lubbock, TX 79423, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you read some of the reviews of our customers.

I needed $600 to buy a bike. The only solution was to apply for a payday loan. Found a lot of companies on the Internet. Happy State Bank ATM seemed the most reliable financial institution in Lubbock.

Mossie Herzog PhD

Happy State Bank ATM seems legit. They rescued me twice. The first loan approved was small – $400, but next time the limit was increased to $700. Paid off the loan as agreed. The staff were friendly, they gave detailed answers to all my questions. No complaints. But their interest rates are average.

Ms. Savanah Harris PhD

Used Happy State Bank ATM for the second time. The company is legit. They always keep you informed on your debt. No fraud. You can always extend your loan. They are always there when I need extra money.

Mr. Henri Reynolds MD

Used Happy State Bank ATM for the second time. The lender is fair. They always keep you informed on your debt. No cheating. You can always extend your loan. They are always there when I need extra cash.

Alayna O'Connell

I always use Happy State Bank ATM when it need a cash advance. The application process is hassle-fee. No troubles.

Frederique Sawayn

Important

Now you can read general characteristics of payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your temporary financial troubles in Lubbock , Texas because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Lubbock, Texas

World Financial Group

416 E 3rd St, Lampasas, TX 76550, USA

+1 (512) 560-9261

Money Quick

2170 W Northwest Hwy, Dallas, TX 75220, USA

+1 (972) 831-0944

First Financial Bank

3515 Dowlen Rd, Beaumont, TX 77706, USA

+1 (409) 600-6456

www.ffin.com

Star of Texas Financial Solutions

2241 S 1st St, Abilene, TX 79605, USA

+1 (325) 307-1137

staroftexasfinancial.com

Amegy Bank

2125 W Davis St, Conroe, TX 77304, USA

+1 (936) 521-8525

www.amegybank.com

Nationwide Money Services

1056 S Wheeler St, Jasper, TX 75951, USA

+1 (409) 383-1773

Pilgrim Bank

100 N Main St, Electra, TX 76360, USA

+1 (940) 495-2151

www.pilgrimbank.com

Fairway Independent Mortgage Corporation

2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA

+1 (940) 484-5626

www.wilsonhomeloans.com

Texas Organization of Financial Service Centers

3636 S Alameda St b149, Corpus Christi, TX 78411, USA

+1 (214) 293-8676

tofsc.org

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