Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
What people think about Happy State Bank ATM?
Below you read some of the reviews of our customers.
I needed $600 to buy a bike. The only solution was to apply for a payday loan. Found a lot of companies on the Internet. Happy State Bank ATM seemed the most reliable financial institution in Lubbock.
Mossie Herzog PhD
Happy State Bank ATM seems legit. They rescued me twice. The first loan approved was small – $400, but next time the limit was increased to $700. Paid off the loan as agreed. The staff were friendly, they gave detailed answers to all my questions. No complaints. But their interest rates are average.
Ms. Savanah Harris PhD
Used Happy State Bank ATM for the second time. The company is legit. They always keep you informed on your debt. No fraud. You can always extend your loan. They are always there when I need extra money.
Mr. Henri Reynolds MD
Used Happy State Bank ATM for the second time. The lender is fair. They always keep you informed on your debt. No cheating. You can always extend your loan. They are always there when I need extra cash.
Alayna O'Connell
I always use Happy State Bank ATM when it need a cash advance. The application process is hassle-fee. No troubles.
Frederique Sawayn
Important
Now you can read general characteristics of payday loans.
Payday Loans in Lubbock, Texas
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Online cash advance loans can be the right solution to your temporary financial troubles in Lubbock , Texas because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Western Finance
1502 S Stockton Ave Ste 2, Monahans, TX 79756, USA
+1 (432) 943-2203
westernshamrock.com
Karnes County National Bank
301 E Calvert, Karnes City, TX 78118, USA
+1 (830) 780-3317
www.kcnb.com
World Finance
2246 Jacksboro Hwy Ste 128, Fort Worth, TX 76114, USA
+1 (817) 378-0933
www.loansbyworld.com
NCM Business Loans
6215 Colleyville Blvd #300, Colleyville, TX 76034, USA
+1 (469) 774-4528
ncmbusinessloans.com
