Welcome to Our Online Loan Referral Service


8126 University Ave, Lubbock, TX 79423, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you see the reviews of our customers.

I issued a cash advance when I had problems with money. There was no other way out. I searched this website on the Internet, among others. Has applied several services. One refused, the other offered too high a rate, but here it was approved as I wanted.

Arvilla O'Conner

It was significant to enhance the credit rating, because there is practically no chance of getting a loan at a good interest rate. As a result, I addressed Happy State Bank ATM. The history improved after several loans paid back.

Agustina Schiller

I had an unpleasant situation in my life. I urgently required extra money. This company helped me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Mr. Izaiah Mann Sr.

I trusted Happy State Bank ATM when it was necessary to get a cash advance. I submitted an application quickly. No issues.

Edison Fisher

Pay Attention

Above-shown info provides the details about a definite lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Lubbock, Texas

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Lubbock, Texas is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a payday loan in Lubbock, Texas?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Lubbock, tx review this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial solvency, take out a loan, repay the debt on a due date and not only solve current issues, but enhance the credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Lamar Loans LLC

2407 Lamar Ave # B, Paris, TX 75460, USA

+1 (903) 785-1482

BancorpSouth Bank

3500 Ranch Rd 620 S Building D-100, Austin, TX 78738, USA

+1 (512) 263-4130

www.bancorpsouth.com

TitleMax Title Loans

2151 W Northwest Hwy, Dallas, TX 75220, USA

+1 (972) 232-4295

www.titlemax.com

Check Cashing & More

901 Richey St, Pasadena, TX 77506, USA

+1 (713) 472-5252

Walmart Money Center

Abilene, TX 79601, USA

www.walmart.com

Lubbock National Bank

4811 50th St, Lubbock, TX 79414, USA

+1 (806) 792-1000

www.lubbocknational.com

Capital Farm Credit, Home Loan Department

3000 Briarcrest Dr #501, Bryan, TX 77802, USA

+1 (979) 776-7361

www.capitalfarmcredit.com

Donie Bank

235 Main St, Donie, TX 75838, USA

+1 (254) 359-4216

www.alliancebanktexas.com

Checks Cashed Loans

5310 Davis Blvd, North Richland Hills, TX 76180, USA

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