Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
What people think about Happy State Bank ATM?
Below you find some of the reviews of our customers.
I recommend Happy State Bank ATM to every person who need extra money. I’ve been using them for 5th time. Always exceptional service!
Salvatore Adams
A good payday lender. These guys quickly processed my application. Had funds in my account within 2 hours. If you need some extra money urgently, this is the best place to apply, I’m telling you!
Mr. Dudley Runte DDS
Happy State Bank ATM rescued me in a hopeless time. They approved me for a cash advance although I had credit issues. The process was hassle free and speedy. I value their exceptional client support service and reasonable rates. I will definitely recommend this loan provider to my family and friends.
Prof. Tierra Conn DDS
Pay Attention
Below you can see general information about payday loans and their common features.
Payday Loans in Lubbock, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans may turn out an easy and fast solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.
To get accepted for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.
APR Calculator
Other Payday Lenders in Lubbock, Texas
OneMain Financial
921 W Belt Line Rd Ste 133, DeSoto, TX 75115, USA
+1 (972) 228-5688
www.onemainfinancial.com
First Cash Pawn
1115 W Veterans Memorial Blvd b, Killeen, TX 76541, USA
+1 (254) 519-0939
www.firstcash.com
Spirit of Texas Bank
1120 Summit Ave Suite 100, Fort Worth, TX 76102, USA
+1 (817) 287-5555
www.sotb.com
Independent Bank is now Independent Financial
223 McKinney St, Farmersville, TX 75442, USA
+1 (972) 782-6181
www.independent-bank.com
