Welcome to Our Online Loan Referral Service


5001 S University Ave, Lubbock, TX 79413, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you find some of the reviews of our customers.

I recommend Happy State Bank ATM to every person who need extra money. I’ve been using them for 5th time. Always exceptional service!

Salvatore Adams

A good payday lender. These guys quickly processed my application. Had funds in my account within 2 hours. If you need some extra money urgently, this is the best place to apply, I’m telling you!

Mr. Dudley Runte DDS

Happy State Bank ATM rescued me in a hopeless time. They approved me for a cash advance although I had credit issues. The process was hassle free and speedy. I value their exceptional client support service and reasonable rates. I will definitely recommend this loan provider to my family and friends.

Prof. Tierra Conn DDS

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Lubbock, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Broadway Bank - Potranco Village Financial Center

502 W Loop 1604 N, San Antonio, TX 78251, USA

+1 (210) 283-6500

broadway.bank

The Money Box

7112 Ed Bluestein Blvd, Austin, TX 78723, USA

+1 (512) 674-4478

Security Service Federal Credit Union

1360 W Oaklawn Rd, Pleasanton, TX 78064, USA

+1 (800) 525-9570

www.ssfcu.org

Money Mart Pawn & Jewelry

2235 N Main St, Pearland, TX 77581, USA

+1 (281) 997-1563

www.moneymartpawn.com

Continental Credit

517 N U.S. Hwy 281, Marble Falls, TX 78654, USA

+1 (830) 693-5721

www.securityfinance.com

Check `n Go

4379 S 1st St Suite #3, Abilene, TX 79605, USA

+1 (325) 795-0033

locations.checkngo.com

CoastLife Credit Union

2310 E Main St, Alice, TX 78332, USA

+1 (361) 668-1100

www.coastlifecu.com

MoneyGram

1202 E Broadway St, Cuero, TX 77954, USA

+1 (361) 275-5796

locations.moneygram.com

Advance America

4539 Garth Rd Ste. 208, Baytown, TX 77521, USA

+1 (281) 420-9019

www.advanceamerica.net

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