Welcome to Our Online Loan Referral Service


5001 S University Ave, Lubbock, TX 79413, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you find some of the reviews of our customers.

I recommend Happy State Bank ATM to every person who need extra money. I’ve been using them for 5th time. Always exceptional service!

Salvatore Adams

A good payday lender. These guys quickly processed my application. Had funds in my account within 2 hours. If you need some extra money urgently, this is the best place to apply, I’m telling you!

Mr. Dudley Runte DDS

Happy State Bank ATM rescued me in a hopeless time. They approved me for a cash advance although I had credit issues. The process was hassle free and speedy. I value their exceptional client support service and reasonable rates. I will definitely recommend this loan provider to my family and friends.

Prof. Tierra Conn DDS

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Lubbock, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Lubbock, Texas

First Convenience Bank

2801 Charles St, Pampa, TX 79065, USA

+1 (800) 903-7490

www.1stcb.com

A R Check Cash

807 W Centerville Rd, Garland, TX 75041, USA

+1 (972) 270-9151

Navil's Finance Co

412 W Sealy Ave, Monahans, TX 79756, USA

+1 (432) 943-4860

ACE Cash Express

105 S Central Expy, Richardson, TX 75080, USA

+1 (972) 783-6777

www.acecashexpress.com

Cash Flow Solutions

1502 Laredo St, Laredo, TX 78040, USA

+1 (956) 718-9999

Bank of Texas

1500 N Central Expy, McKinney, TX 75070, USA

+1 (972) 529-4454

locations.bankoftexas.com

Rapid Cash Advance Pearland

1000 Broadway St # 102, Pearland, TX 77581, USA

FAMSA LOANS

2022 Goliad Rd, San Antonio, TX 78223, USA

+1 (210) 775-1279

www.famsafurniture.com

Triangle Loan

5925 Phelan Blvd G, Beaumont, TX 77701, USA

+1 (409) 861-4130

bestloans24.pw

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