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Here you see the reviews of our customers.
Best bank I've ever dealt with!
Hilario Pacocha
Please sign me up to work with that kind of short handed!
Destinee Hermann
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Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific features.
Payday Loans in Lubbock, Texas
Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
Payday loans in Lubbock, Texas are issued problem-free. The interest percentage is dependent on the customer's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will First United Bank help take out a payday loan in Lubbock, Texas?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Then you have to submit an application and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Lubbock, Texas. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Guaranty Bancshares Inc
100 W Arkansas St, Mt Pleasant, TX 75455, USA
+1 (903) 572-9881
www.gnty.com
ATM (IBC Bank)
6801 River Pl Blvd, Austin, TX 78726, USA
Capital Farm Credit
403 N Sunset Strip St, Kenedy, TX 78119, USA
+1 (830) 583-9881
www.capitalfarmcredit.com
