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4 3 reviews

9801 Indiana Ave, Lubbock, TX 79423, USA
+1 (806) 745-5900

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Feedback about First United Bank?

Here you get acquainted with the feedback of our customers.

Not the first time I use First United Bank. The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when money is urgently needed.

August Christiansen

A good payday lender. It quickly reviewed the application and deposited the funds to my bank account.

Mrs. Meda Marks Sr.

I have a problem with paying a loan at another company. It is inconvenient to borrow from relativies. Therefore, I decided to address First United Bank. They really helped out.

May Kunze

It was necessary to enhance the credit rating, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I contacted First United Bank. The rating improved after several loans paid back.

Paula Crona

Pay Attention

Above-defined info offers the details about a certain lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Lubbock, Texas

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is simple and quick to take out payday loans in Lubbock, Texas. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.


can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First United Bank help take out a loan in Lubbock, Texas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by lenders to take out a loan. The lender process many aspects such as financial capabilities to approve the application. Cash advance in Lubbock, Texas may help enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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