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What people think about City Bank ATM?
Below you see some of the opinions of our clients.
A good website. The lender quickly processed my application. Had funds in my account the next evening. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Jay Hegmann
They approve applicants urgently and transfer funds the next day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Abbey Reichel
Pay Attention
Now you can review general aspects of payday loans.
Payday Loans in Lubbock, Texas
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
It is easy and fast to get accepted for payday loans in Lubbock, Texas. The APR will be set specifically for each applicant and will depend on the personal details the borrower filled in.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your needs and repay your loan commitments as agreed in the contract.
To get approved for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Security Finance
208 S Beaton St, Corsicana, TX 75110, USA
+1 (903) 874-3716
www.securityfinance.com
Advance America
12210 Montwood Dr #112, El Paso, TX 79928, USA
+1 (915) 857-7895
www.advanceamerica.net
