Welcome to Our Online Loan Referral Service

5 22 reviews
Loan agency in Lufkin, Texas

103 N Brentwood Dr Ste 850, Lufkin, TX 75904, USA
+1 (936) 634-4473
payment1.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2002-02-03

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

payment1.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Payment 1 Financial?

Here you get acquainted with the feedback of our customers.

… . They make it so easy to get a loan. They can even do the loan over the phone, fund your bank account, and simply draft the payments automatically on paydays. It's …

Melvin Reynolds Jr.

Wonderful people with great customer services!

Johnson Konopelski

Great people come see them for a loan

Adeline Bergstrom IV

Pay Attention

Lending companies are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Lufkin, Texas

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Lufkin, Texas is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Payment 1 Financial help issue a payday loan in Lufkin, Texas?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Lufkin, tx will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Lufkin, Texas

Broadway Bank - Randolph AFB Financial Center

Requires Base Access, 629 3rd St W, Randolph AFB, TX 78150, USA

+1 (210) 658-7427

broadway.bank

Advance America

2710 Central E Fwy Ste. 130, Wichita Falls, TX 76306, USA

+1 (940) 855-4827

www.advanceamerica.net

Z Cash

342 Farm to Market 1960 Rd W, Houston, TX 77090, USA

+1 (281) 866-0620

Cash America Pawn

4014 E Lancaster Ave, Fort Worth, TX 76103, USA

+1 (817) 534-8001

www.cashamerica.com

Stepstone Credit

2013 W Lincoln St ste b, Harlingen, TX 78552, USA

+1 (956) 368-5023

Citizens Bank

125 TX-326, Sour Lake, TX 77659, USA

+1 (409) 287-3518

citizensbank.com

City Bank Mortgage

8201 Quaker Ave #100, Lubbock, TX 79424, USA

+1 (806) 798-0753

www.city.bank

ATM (Regions Bank)

704 S John Redditt Dr, Lufkin, TX 75904, USA

+1 (800) 734-4667

www.regions.com

Pioneer Bank

1265 E Loop 304, Crockett, TX 75835, USA

+1 (936) 544-5626

www.pioneer.bank

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