Welcome to Our Online Loan Referral Service

5 8 reviews

406 College Dr, Lufkin, TX 75904, USA
+1 (936) 634-2292
www.etpcu.org
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about East Texas Professional Credit Union (ETPCU)?

Below you see some of the opinions of our clients.

I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it before the due date. Love this lender for their affordable rates. Other lenders in my state charge sky high interest!

Prof. Marlen Hirthe Sr.

I always use East Texas Professional Credit Union (ETPCU) when it need a loan. The application process is easy. No problems.

Kory Brakus

Last week I urgently needed $800 to pay for a wedding. I submitted an application form via the website of East Texas Professional Credit Union (ETPCU). I entered the basic personal data. No phone calls. The necessary loan was approved within 15 minutes. The money was deposited to my bank account within 3 hours. Amazing company!

Samanta Schulist

Last week I urgently needed $500 to pay for a wedding. I submitted an application form via the website of East Texas Professional Credit Union (ETPCU). I entered the basic personal information. No phone calls. The desired loan was approved within 10 minutes. The money was deposited to my bank account the next day. Amazing lender!

Miss Rhea Wiza

Important

Above there is information about a exact company. Below you can read common characteristics of payday loans.

Payday Loans in Lufkin, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

It is easy and fast to get accepted for payday loans in Lufkin, Texas. The APR will be set specifically for each client and will depend on the personal data the person filled in.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can save consumers who have poor credit scores or have no credit score. But we remind you that as with any loan you should only dare applying for a payday loan if you are sure that you can afford payments punctually.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.

APR Calculator

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