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5 2 reviews
Loan agency in McAllen, Texas

518 S 17th St, McAllen, TX 78501, USA
+1 (956) 992-8807

What people think about Century Loans?

Below you find some of the testimonials of our customers.

Good service with affordable rates. They deposited the next day, as promised. I will use Century Loans again if I need temporary help.

Douglas Cronin

Many thanks to Century Loans. I recently had some problems with repaying my bank loan and they approved me for a payday loan. Best lender! Managed to cover my issues and signed with relief.

Annabell Schamberger

I always use Century Loans when it need a loan. The application process is hassle-fee. No complaints.

Maxime Maggio

Pay Attention

The previous three items describe a specific financial institution. But below you can read common data about payday loans.

Payday Loans in Mcallen, Texas

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Mcallen, Texas. The entire process is hassle-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific circumstances. They will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Mcallen, Texas

Loanstar Title Loans

935 W Pioneer Pkwy, Grand Prairie, TX 75051, USA

+1 (972) 602-2433

www.loanstartitleloans.net

Western Finance

3402 N Main St, Baytown, TX 77521, USA

+1 (281) 422-8719

westernshamrock.com

Senor Check Cashing #04

333 S Wayside Dr, Houston, TX 77011, USA

+1 (713) 923-9001

www.senorcheckcashing.com

CommunityBank of Texas

501 S Magnolia St, Woodville, TX 75979, USA

+1 (409) 283-8100

www.communitybankoftx.com

Speedy Cash

1221 Main St, Pasadena, TX 77506, USA

+1 (713) 473-3115

www.speedycash.com

Mortgage Specialists USA

440 Louisiana St # 900, Houston, TX 77002, USA

+1 (713) 236-7777

Excel Finance

751 S Main St, Del Rio, TX 78840, USA

+1 (830) 768-2274

excelfinco.com

First National Bank Albany/Breckenridge- Breckenridge Office

101 E Walker St, Breckenridge, TX 76424, USA

+1 (254) 559-2222

www.fnbab.com

Sun Loan Company

324 W Ocean Blvd Ste 101, Los Fresnos, TX 78566, USA

+1 (956) 233-0195

www.sunloan.com

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