Century Loans Payday Loans Review

5 2 reviews

Loan agency in McAllen, Texas

Organization owner?

518 S 17th St, McAllen, TX 78501, USA

+1 (956) 992-8807

What people think about Century Loans?

Below you find some of the testimonials of our customers.

Good service with affordable rates. They deposited the next day, as promised. I will use Century Loans again if I need temporary help.

Douglas Cronin

Many thanks to Century Loans. I recently had some problems with repaying my bank loan and they approved me for a payday loan. Best lender! Managed to cover my issues and signed with relief.

Annabell Schamberger

I always use Century Loans when it need a loan. The application process is hassle-fee. No complaints.

Maxime Maggio

Pay Attention

The previous three items describe a specific financial institution. But below you can read common data about payday loans.

Payday Loans in Mcallen, Texas

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Mcallen, Texas. The entire process is hassle-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific circumstances. They will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.